EMBED GOLD & SILVER
IN YOUR APP.
Buy, sell, SIP and physical delivery — behind one production-grade digital gold API for India. UPI-native, vault-custodied, transactable from ₹1. Ship in weeks, not quarters.
WHAT HAPPENS WHEN YOUR USER TAPS BUY.
One API call. Five settled steps. Under 300ms. Watch a real transaction flow through OroPocket — KYC, price lock, vault custody, ledger, webhook.
Same call shape for every product — buy, sell, SIP, or physical delivery.
WHO BUILDS WITH OROPOCKET API.
OroPocket's digital gold API is built for India's modern money stack — fintechs, neobanks, wallets, cashback platforms and loyalty programs. Tap your category to see a sample flow, customization knobs, and a one-line revenue note. All flows are white-label and configurable.
FOUR PRODUCTS. ONE INTEGRATION.
EMBEDDED BUY / SELL
Drop a buy and sell flow into your app in days. UPI-native, INR settled, vault-custodied — no metals desk required. Smallest unit: ₹1.
BITCOIN CASHBACK ENGINE
Reward your users with free Bitcoin satoshis on every gold purchase. Tunable rate, fully managed by us.
GOAL-BASED SIP
Auto-debit, milestone tracking, name-your-goal — ship a Gold SIP product without building auto-debit plumbing.
PHYSICAL DELIVERY
Convert digital grams into BIS-hallmarked coins or jewellery. Pin-code-aware shipping, branded packaging.
FOUR STEPS. PRODUCTION-READY.
From sandbox key to first live order in 2 to 4 weeks.
GET API KEYS
Sandbox keys in 24 hours. Production keys after the partner agreement is signed.
KYC YOUR USER
Pass-through your KYC or use our hosted flow. We return a verified user reference.
PLACE BUY / SELL
POST /v1/buy or /v1/sell with quantity or rupee amount (from ₹1). We handle vault, ledger, settlement.
RECEIVE WEBHOOKS
Settlement webhooks confirm execution. Reconciliation reports daily, monthly statements built in.
ONE POST. ONE GRAM. ONE WEBHOOK.
No SOAP. No batch files. No hand-tuned vault calls. Just clean REST with idempotency keys, sandbox mirrors and SDKs in your stack.
curl https://api.oropocket.com/v1/buy \
-H "Authorization: Bearer $OROPOCKET_KEY" \
-H "Content-Type: application/json" \
-d '{
"user_ref": "usr_1f4Q...",
"metal": "gold",
"amount_inr": 500,
"lock_price": 7142.18,
"idempotency_key": "ord_29fX..."
}'Want a copy of the full API reference? — sandbox keys land within 24 hours.
DIY VS OROPOCKET API.
Building gold custody from scratch is a 12-month, 6-vendor project. We did that work — PMLA-aligned KYC and BIS-hallmarked vault custody included — so you get to ship the product.
| What you need | Build it yourself | OroPocket API |
|---|---|---|
| KYC pipeline | ✗Build & maintain PMLA-grade flow | ✓Pass-through or hosted, handled |
| Vault custody | ✗Negotiate refiners, audits, insurance | ✓BIS-hallmarked, insured, 1:1 backed |
| Regulatory cover | ✗Hire counsel, file disclosures | ✓Vault partner is regulated; we map to PMLA |
| Settlement & reconciliation | ✗Build daily nightly jobs | ✓Daily reports + webhook on every order |
| BTC cashback engine | ✗Build wallet, custody, payouts | ✓Bundled, configurable rate |
| Time to first transaction | ✗6 to 12 months | ✓2 to 4 weeks in sandbox |
YOU SHIP. YOUR USERS TRANSACT. YOU EARN.
Three ways revenue flows to your P&L. No floor fees, no upfront cost — you only earn when your users transact, and we earn the same way you do.
SPREAD SHARE
We charge a small spread on every buy and sell. A pre-agreed slice of that spread is credited to you on every settled order. The more your users transact, the more you earn.
RECURRING SIP COMMISSIONS
Every recurring auto-debit on a goal-based SIP triggers a per-transaction commission. SIPs compound — so does your revenue line, predictably, every month.
VOLUME-TIER KICKER
Cross monthly volume thresholds and your share rate steps up automatically. The bigger you scale us, the more of the unit economics flow to you.
Zero setup fee. Zero monthly minimum. You earn the day your first user transacts. Settlement statement on the 1st of every month with line-item revenue per product.
Specific share rates and tier thresholds are agreed in your partner contract and adjust based on monthly volume. Talk to our integration team for a tailored quote.
REGULATED. INSURED. AUDITED.
BIS-HALLMARKED VAULT
Every gram is held by our regulated vault partner — same custody stack used by India's largest digital-gold platforms.
PMLA-ALIGNED KYC
Hosted KYC option that returns a verified user reference. Pass through your existing flow if you already do KYC.
FULLY INSURED
Every gram is 1:1 asset backed and insured against theft, damage and transit loss — at the vault, not your books.
QUESTIONS? GOOD.
What is a digital gold API?+
It's a developer interface that lets fintechs, wallets, neobanks, cashback platforms and loyalty programs in India offer 24K gold and silver to their users without building vault custody, KYC, settlement or compliance from scratch. The OroPocket API exposes buy, sell, SIP and physical-delivery flows over a single REST contract.
How long does integration take?+
Most partners ship a working buy/sell flow in 2 to 4 weeks. KYC, reconciliation and webhooks add 1 to 2 weeks. Sandbox is available on day one.
How do partners earn revenue per transaction?+
Three layers: a share of the buy/sell spread on every order, a per-installment commission on every recurring SIP, and a volume-tier kicker that steps your share rate up once monthly volume crosses agreed thresholds. No setup fee — you earn the day your first user transacts. See the "You ship. Your users transact. You earn." section above.
Is the OroPocket API compliant for Indian fintechs?+
Yes. Gold is held by a regulated, BIS-hallmarked, fully insured vault partner in India. KYC is PMLA-aligned. We provide the documentation and compliance artefacts your internal review team needs.
What is the smallest amount a user can buy or sell?+
₹1. There is no fixed gram floor — your users can transact in any rupee amount, including round-ups, cashback credits and micro-installments.
Can I white-label everything?+
Yes. The API is headless — your users never leave your app. Branded emails, statements and physical-coin packaging are configurable.
Do you provide a sandbox?+
Every partner gets a sandbox tenant before signing — mock UPI, simulated price feeds, stubbed KYC. Build first, contract second.
How is KYC handled?+
Pass through your existing PMLA-aligned KYC or use our hosted flow. We return a verified user reference your app maps to its own user IDs.
What is the pricing model?+
A small fixed platform fee plus a transaction-volume tier. No setup fee for production access. Talk to us for a tailored quote.
Where is the gold actually stored?+
BIS-hallmarked, fully insured vaults run by our regulated vault partner. Every user gram is 1:1 backed and audited daily.
Do you offer dedicated support?+
Every production partner gets a Slack channel with our integration engineering team and a named CS lead.
SHIP GOLD IN YOUR APP THIS QUARTER.
Tell us what you're building. We'll send sandbox keys, the full API reference, and a 30-minute integration call within 24 hours.