OroPocket
UPDATED APRIL 2026

5 BEST AUGMONT
ALTERNATIVES

Augmont powers 250+ apps. But its own app has wide spreads, dated UX, and no LBMA. Here are 5 consumer-focused alternatives — including one built on the same gold.

WHY PEOPLE LOOK FOR AUGMONT ALTERNATIVES

💸
Wide B2C spreads

~3–5% on their direct platform. Partner apps using the same gold often get tighter rates. More gold per rupee elsewhere.

📱
Dated consumer app

~3.8 rating. Clunky, crashes, outdated design. B2B company DNA — consumer app is an afterthought.

🏅
No LBMA accreditation

Augmont is NOT LBMA accredited. MMTC-PAMP (OroPocket) is India's only LBMA refinery. A meaningful trust gap.

No Bitcoin cashback

Zero additional yield. OroPocket gives up to 5% Bitcoin cashback on the same Augmont + MMTC-PAMP gold.

🎮
No gamification

B2B infrastructure DNA = zero consumer engagement. No streaks, milestones, or habit-building features.

🧮
No tools

Minimal consumer tools. No calculators, SIP planners, rate trackers, or educational content for investors.

THE 5 BEST AUGMONT ALTERNATIVES

01
OroPocket
Best overall — Augmont + MMTC-PAMP, Bitcoin cashback, gamification
SAME GOLD + MORE
Min
₹1
Custodian
MMTC-PAMP + Augmont
BTC Cashback
✅ Up to 5%
Silver
PROS
  • +MMTC-PAMP (LBMA) + Augmont dual custody
  • +Up to 5% Bitcoin cashback on every gold/silver purchase
  • +Gold + Silver + Bitcoin in one app
  • +Deep gamification — streaks, milestones, spin-to-win
  • +50+ free calculators and investment tools
  • +Competitive spreads (vs Augmont's 3–5%)
CONS
  • Smaller brand than Augmont's B2B network
  • No jewelry e-commerce section
  • No corporate gifting program
Best for: Serious investors who want Augmont gold + MMTC-PAMP (LBMA), Bitcoin cashback, and a modern consumer app
Switch to OroPocket →
02
Jar
Best for passive saving — UPI round-up automation
ROUND-UP SAVES
Min
₹1
Custodian
SafeGold
BTC Cashback
Silver
PROS
  • +Round-up automation: spare change from UPI goes to gold
  • +10M+ users — largest dedicated gold saving app
  • +Simple, addictive saving mechanic
  • +Physical delivery available
CONS
  • Uses SafeGold, not Augmont or MMTC-PAMP
  • No Bitcoin cashback
  • No silver — gold only
  • No investment tools or calculators
Best for: Passive savers who want gold to accumulate automatically from UPI round-ups
Compare vs Jar →
03
Google Pay Gold
MMTC-PAMP / Augmont inside Google Pay — zero friction
MMTC-PAMP
Min
₹1
Custodian
MMTC-PAMP / Augmont
BTC Cashback
Silver
PROS
  • +MMTC-PAMP + Augmont as gold providers
  • +Embedded in Google Pay — no new app
  • +Google brand trust
  • +Start from ₹1
CONS
  • No Bitcoin cashback, no silver
  • No SIP — must buy manually
  • No gamification for gold
  • Google product — risk of deprecation
Best for: GPay users who want zero-friction gold buying without downloading another app
Compare vs GPay Gold →
04
Paytm Gold
Augmont / MMTC-PAMP in the Paytm ecosystem
SUPER-APP
Min
₹1
Custodian
Augmont / MMTC-PAMP
BTC Cashback
Silver
✅ (limited)
PROS
  • +Augmont / MMTC-PAMP as gold providers
  • +Large user base — Paytm ecosystem
  • +Gold SIP available
  • +Silver also available (limited)
CONS
  • No Bitcoin cashback
  • Paytm's financial troubles affect trust
  • Gold buried in super-app
  • No meaningful gamification for gold
Best for: Existing Paytm users who want Augmont gold within their payments app
Compare vs Paytm Gold →
05
Gullak
Simple daily saving — habit-building gold app
DAILY SAVING
Min
₹1
Custodian
SafeGold
BTC Cashback
Silver
PROS
  • +Daily saving features drive consistency
  • +Simple, clean interface for beginners
  • +Good for first-time gold investors
  • +Physical delivery available
CONS
  • Uses SafeGold, not Augmont or MMTC-PAMP
  • No Bitcoin cashback
  • No silver — gold only
  • Smaller feature set
Best for: First-time gold savers who want the simplest possible experience
Compare vs Gullak →

SIDE-BY-SIDE COMPARISON

FeatureOroPocketJarGPay GoldPaytm GoldGullak
LBMA custody✅ MMTC-PAMP✅ MMTC-PAMP✅/❌ Mixed
Uses Augmont❌ SafeGold❌ SafeGold
BTC cashback✅ Up to 5%
Silver✅ (limited)
Gamification✅ Deep✅ Basic✅ Basic
Free tools50+
SIP✅ From ₹1
Round-ups
Physical delivery
App focusInvestingGold savingPaymentsPaymentsGold saving

WHICH SHOULD YOU CHOOSE?

I want the best overall gold investing experience
OroPocket

Augmont + MMTC-PAMP custody, Bitcoin cashback, silver, gamification, 50+ tools. The complete package.

I want gold to save automatically from UPI
Jar

Best round-up automation. Uses SafeGold (not Augmont). Simple and effective for passive saving.

I want LBMA-accredited gold custody
OroPocket or GPay Gold

Both use MMTC-PAMP (India's only LBMA refinery). OroPocket adds Bitcoin cashback, silver, and gamification.

I want Bitcoin cashback on my gold
OroPocket

The only app with up to 5% Bitcoin cashback. Works on both MMTC-PAMP and Augmont gold.

I want gold + silver in one app
OroPocket

Gold and silver from ₹1, MMTC-PAMP + Augmont custody, same SIP, same Bitcoin cashback.

I want gold jewelry shopping
Stay on Augmont

Augmont's jewelry e-commerce and gold-to-jewelry conversion are genuinely unique. For jewelry, Augmont is still best.

FREQUENTLY ASKED QUESTIONS

What is the best alternative to Augmont?

OroPocket is the best Augmont alternative — and it uses Augmont as one of its custodians alongside MMTC-PAMP (LBMA-accredited). Same gold, plus Bitcoin cashback, gamification, 50+ tools, and competitive spreads. For passive saving, Jar is worth considering.

Which apps use Augmont as their gold provider?

OroPocket, Google Pay Gold, PhonePe Gold, Amazon Pay Gold, Paytm Gold, Bajaj Finserv, and 250+ other apps use Augmont. You can get Augmont gold through many apps — the question is which gives you the best consumer experience and value on top.

Is Augmont gold safe?

Yes. Augmont is a legitimate refinery with 250+ B2B partners, insured Brink's vault storage, and BIS hallmarked products. However, Augmont is NOT LBMA accredited (unlike MMTC-PAMP). OroPocket provides both Augmont and MMTC-PAMP custody for the strongest trust foundation.

Which digital gold app has LBMA-accredited custody?

OroPocket and Google Pay Gold use MMTC-PAMP (India's only LBMA-accredited refinery) as a gold provider. Augmont's direct platform does NOT have LBMA accreditation. LBMA Good Delivery is the global gold standard for bullion quality and trust.

STOP WATCHING.
START GROWING.

Inflation doesn't sleep. Neither should your money. Join 50,000+ Indians building real wealth today.

Start with just ₹1 • No hidden fees • Withdraw anytime